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1 Law:: perfected security instrument : In secured transaction law, ‘perfection of security interest’ is the process whereby a security interest is protected, as far as the permits, against competing claims to the collateral, which usually requires the secured party to give public notice of the interest as by filing in a government office (eg in office of Secretary of State). Perfection of security interest deals with those steps legally required to give a secured party an interest in subject property against debtor’s creditors. HCB

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